BCU

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1867 words

How do I get through the phone menu to a live person?

Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for BCU below.

Let us call and talk to BCU for you

Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.

We can get a live person on the line for you

That same, free CallHelpdesk Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
CallHelpdesk researchers routinely call this BCU phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Calling this BCU number should go right to a real human being
Below are some clips we've found from BCU's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

They may need the phone number on your account

"Your call is important to us. If you would like to skip the wait, our chat feature is available or you can stay on the line for an agent. Thank you for choosing VCU. Standard message and data rates apply. Our virtual assistant is unable to service the following requests.
ACH verification, outgoing wires, payments from other financial institutions, and Zelle access.
Press one to receive the text message to the number you are calling from now."
Excerpt from a call with BCU
Monday, February 5, 2024 10:14 PM

They may ask your reason for calling (instead of a menu)

"Welcome to VCU, where putting members first is our top priority.
Please be aware, this call may be monitored or recorded.
Cara s In a few words, please tell me how I can help you."
Excerpt from a call with BCU
Wednesday, September 18, 2024 6:26 PM

They may ask you to enter information with the dial pad

"For attached I think you want to speak to member relations. Is that correct? Please hold for the next available agent.
Please be aware this call may be recorded for quality and training purposes.
Please enter your member number followed by pound."
Excerpt from a call with BCU
Thursday, August 15, 2024 6:57 PM

They may ask you to say or enter information

"You can say things like, I want to apply for a loan or mortgage, or I have questions about a transaction on my account."
Excerpt from a call with BCU
Wednesday, May 29, 2024 7:28 PM
In fact, much of this information on this page is superfluous because this BCU phone number is a direct line to a human being. The line is well-staffed and you should anticipate a very short wait on hold or none whatsoever, as long as you are calling during business hours.
We don't know of any phone menus you would encounter when calling either.

What are the hours and when should I call?

BCU operates the call center for this 800-388-7000 phone number Mon-Wed 8am-5pm ET. The short answer is that you should call on a Friday. This observation and the following section are based on analysis of a sample set of 405 calls made in the last 90 days using our free, web-based phone (see above).

Call when they- and you- are open

When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, you can also schedule the call with BCU at a time when they are open and when it works for you. We will confirm you are ready before placing the call, just in case. That means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this BCU phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like BCU staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call BCU is Friday. The most busy day to call is Thursday. Again, this is based on a sample of 405 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Tuesday. The longest wait in the queue on average occurs on Thursday.
But if you use our free call and talk for me or wait on hold for me service, you don't really need to worry about average wait times.

The best time to call BCU

In summation, the best day to call BCU is Friday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that BCU staffs the call center well on Friday.
Once again, please put this information in perspective because this phone number has no phone menu or long waits. It generally gets picked up right away if calling during their opening hours. If there is any way, it will typically be very short.

Why Customers Call BCU

If you have time to do a bit of reading before you call BCU, we recommend you read over some of our problem-specific articles.

What types of accounts does BCU offer?

BCU offers a wide range of accounts to suit various financial needs. These include checking accounts, savings accounts, money market accounts, and certificates of deposit (CDs). With BCU's checking accounts, members have access to features like online banking, mobile banking, and debit cards for convenient transactions. The savings accounts provide opportunities to grow funds while benefiting from competitive interest rates. Money market accounts are ideal for those seeking higher interest rates while maintaining access to funds. Additionally, BCU's CDs offer fixed interest rates for specific terms, enabling members to save for specific goals. Overall, BCU's account options cater to individuals looking for flexibility, growth, and stability in managing their finances.

What are the fees associated with BCU accounts and services?

BCU offers a range of accounts and services, each with its own fees. For our checking accounts, the monthly maintenance fee is $5, but it can be waived if certain criteria are met, such as maintaining a minimum balance or having direct deposits. There are no monthly fees for our savings accounts. Our loan and credit card services have separate fees depending on the specific product, such as origination fees or annual fees. BCU also provides other services like wire transfers and overdraft protection, which have associated fees as well. To get a detailed breakdown of all the fees, we recommend reviewing our fee schedule on our website or contacting our customer service representatives who will be happy to assist you.

What is the routing number for BCU?

The routing number for BCU, or Baxter Credit Union, is a unique 9-digit code that identifies the financial institution for various transactions, such as direct deposits, electronic payments, and wire transfers. BCU's routing number is 271992400. It is important to note that routing numbers may vary depending on the specific region or branch where the account was opened, so it is always recommended to verify the correct routing number with the official BCU website or by contacting their customer service. Providing the accurate routing number ensures that transactions are processed accurately and efficiently, avoiding any unnecessary delays or errors.

Top BCU customer service problems

Click the link above to get answers to just about any BCU customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.
Below is a sample of recent calls to BCU, and their purpose. Are any of these similar to the reason you are trying to call?
Card declined assistance: "I just tried to use my card, and it said it was declined."
- From a call lasting 6m , Sep 20, 2024 8:57 PM
Inquiry about deposit time: "I'm trying to get some information about a deposit that was made into my account approximately two weeks ago."
- From a call lasting 5m 44s , Sep 18, 2024 6:26 PM
Canceling transfers: "Yes."
- From a call lasting 1m 39s , Aug 16, 2024 4:45 PM

Conclusion and closing notes

This is BCU's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a BCU agent. This phone number is BCU's best phone number because 2,430 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-388-7000 include and other customer service issues. Rather than trying to call BCU first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone. In total, BCU has 1 phone number. It's not always clear what is the best way to talk to BCU representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

CallHelpdesk does not provide call center services or customer support operations for BCU. The two organizations are not related. CallHelpdesk builds free tools and shares information to help customers of companies like BCU. For large companies that includes tools such as our CallHelpdesk Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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How do I get through the phone menu to a live person?

You could try our free service that calls customer service, talks to them for you, and sends a report. We also have a free service that waits on hold and tells you when a human rep is on the line. If those don't appeal, though, our team has also documented the BCU phone menu below.

Let us call and talk to BCU for you

We'll call and chat with BCU for you. Our AI can dial, navigate phone menus, wait on hold, and even speak with customer service for you, completely free. You won't even need to learn the various phone options. Learn more about us calling for you.

We can get a live person on the line for you

We can connect you directly with a live person. Our free CallHelpdesk Phone service can even dial, navigate menus, and wait on hold for you, but you're always free to do all the talking yourself. We'll let you know the instant a rep is ready to speak, so you won't have to worry about confusing menu options or getting lost in the system. Want to learn how to skip the hold time? Of course, we totally understand if you prefer to handle all the dialing, waiting, and talking yourself. All these free tools are completely optional. CallHelpdesk researchers regularly call this BCU phone number to document their phone system. Here's our latest, fastest tip to get to a real person through their phone menu: Calling this BCU number should connect you directly to a human. Below are some clips from BCU's phone menus and tips to give you an idea of what you'll encounter when you call. We've also highlighted why they're important.

They may need the phone number on your account

We really appreciate your call. If you'd like to skip the wait, our chat feature is available, or you can hold for an agent. Thanks for choosing VCU. Please remember, standard message and data rates apply. Our virtual assistant can't help with these requests: ACH verification, outgoing wires, payments from other financial institutions, and Zelle access. Press one now to get a text message sent to the number you're calling from.

They may ask your reason for calling (instead of a menu)

Welcome to VCU! We're all about putting our members first. Just so you know, this call might be monitored or recorded. Cara s, could you tell me in a few words how I can help?

They may ask you to enter information with the dial pad

Based on what you've provided, I think you'll want to speak with member relations. Is that right? I'll connect you to the next available agent, please hold. Just a heads-up, this call may be recorded for quality and training purposes. Could you please enter your member number, followed by the pound key?

They may ask you to say or enter information

You can simply say, "I want to apply for a loan or mortgage," or "I have questions about a transaction on my account." This is from a BCU call on Wednesday, May 29, 2024, at 7:28 PM. Actually, much of the info here is extra since this BCU phone number goes straight to a real person. They keep the line well-staffed, so expect a very short wait, or no wait at all, if you're calling during business hours. We haven't heard of any phone menus you'd hit when calling either.

What are the hours and when should I call?

BCU operates the call center for 800-388-7000, though they're only open Mon-Wed from 8am-5pm ET. The short answer? You should call on a Friday. This finding, and what's next, comes from analyzing 405 calls made in the last 90 days using our free, web-based phone (see above).

Call when they- and you- are open

When you use our free AI-powered phone to call, talk, wait on hold, or navigate for you, you can also schedule that call with BCU for a time that works best for you and when they're open. We'll confirm you're ready before placing the call, just in case. That means you can "set it and forget it" beforehand. Schedule a call with BCU. An important note about busy times, hold times, and the best time to call: When we talk about busy or less busy times, we're really talking about the volume of calls coming in. The busiest times are when the most people are calling this BCU phone number (and least busy times mean fewer people are calling). But a high call volume doesn't necessarily mean you'll have a long hold time. Companies like BCU staff their call centers differently depending on the time of day and day of the week, so you might actually have a shorter wait on hold even during the busiest times. So, when we mention the best time to call, we're talking about that sweet spot: the optimal combination of lower call volume and shorter wait times.

The least busy time to call

Friday's the least busy day to call BCU, but Thursday's the busiest. This is all based on a sample of 405 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We've found that Tuesday has the shortest hold times. Thursday usually has the longest wait in the queue on average. But honestly, if you're using our free call and talk for me or wait on hold for me service, you don't really need to worry about those average wait times. call and talk for me wait on hold for me

The best time to call BCU

So, Friday's your best bet for calling BCU. While it's not the day with the absolute shortest hold time, we still recommend it for its great mix of low call volume and quick waits. Plus, we think BCU staffs their call center well on Fridays. Again, keep in mind this phone number doesn't have a phone menu or long waits. They usually pick up right away if you call during their opening hours. Any wait you do have is typically very short.

Why Customers Call BCU

If you've got a moment to read before calling BCU, we suggest checking out our articles on common issues. What accounts does BCU offer?

What types of accounts does BCU offer?

BCU has a great range of accounts to fit all your financial needs. You'll find checking, savings, money market accounts, and certificates of deposit (CDs). With BCU checking, members get online banking, mobile banking, and debit cards for easy transactions. Savings accounts help you grow funds with competitive interest rates. Money market accounts offer higher interest rates while still letting you access your funds. Plus, BCU's CDs provide fixed interest rates for specific terms, helping you save for particular goals. Ultimately, BCU's accounts offer flexibility, growth, and stability for managing your finances. So, what are the fees associated with BCU accounts and services?

What are the fees associated with BCU accounts and services?

BCU offers various accounts and services, each with its own fees. Our checking accounts have a $5 monthly maintenance fee, but it's waivable if you meet certain criteria, such as maintaining a minimum balance or having direct deposits. Good news: our savings accounts don't have monthly fees. Our loan and credit card services have separate fees that vary by product, like origination or annual fees. We also offer other services, like wire transfers and overdraft protection, and these have fees too. Want a detailed breakdown of all the fees? We recommend checking our fee schedule on our website or calling our customer service representatives – they'll be happy to help. What is the routing number for BCU?

What is the routing number for BCU?

BCU, or Baxter Credit Union, uses a unique 9-digit routing number. It's how the financial institution gets identified for all sorts of transactions, like direct deposits, electronic payments, and wire transfers. Specifically, BCU's routing number is 271992400. Just remember, routing numbers can vary based on the region or branch where you opened your account. So, it's always a good idea to double-check the correct one on the official BCU website or by calling their customer service. Getting the right routing number ensures your transactions go through smoothly and quickly, helping you avoid any unnecessary delays or errors. Top BCU customer service problems

Top BCU customer service problems

Looking for answers to your BCU customer service questions? Just click the link above! You'll find solutions to almost anything, including step-by-step guides for even the most complex issues. You can also describe a new problem and get instant answers. Below, we've shared some examples of recent calls to BCU and what they were about. Does your reason for calling sound similar to any of these? Card declined assistance: "I just tried to use my card, and it said it was declined." (This call was 6m long, Sep 20, 2024 at 8:57 PM). Inquiry about deposit time: "I'm trying to get some information about a deposit that was made into my account approximately two weeks ago." (One call lasted 5m 44s on Sep 18, 2024 at 6:26 PM; another was 1m 39s on Aug 16, 2024 at 4:45 PM).

Conclusion and closing notes

Here's BCU's best phone number, along with the real-time wait on hold and tools to help you skip the lines and get straight to an agent. We know it's their best number because 2,430 customers like you used it over the last 18 months and gave us feedback. The customer care unit at 800-388-7000 typically handles common problems and other customer service issues. Instead of calling BCU right away, tell us your issue first. We might then recommend the best way to contact them by phone. BCU only has 1 phone number in total. It's often unclear how best to reach BCU representatives, so we compiled this info from customer community suggestions. Please keep sharing your experiences; it helps us improve this free resource. CallHelpdesk doesn't provide call center services or customer support for BCU. The two organizations aren't related. CallHelpdesk builds free tools and shares information to help customers of companies like BCU. For large companies, that includes tools like our CallHelpdesk Phone, which lets you call but skip waiting on hold for a live human rep. We're constantly improving these tools to help customers like you (and us!) navigate messy phone menus, hold times, and customer service confusion. As long as you keep sharing it with friends and loved ones, we'll keep doing it.

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Consider using our free service that calls and talks to customer service for you, then sends you a report
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You could try our free service that calls customer service, talks to them for you, and sends a report
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Or use our free service that waits on hold and tells you when a human rep is on the line
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We also have a free service that waits on hold and tells you when a human rep is on the line
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But if those options don't appeal to you, our team has also documented the phone menu for BCU below
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If those don't appeal, though, our team has also documented the BCU phone menu below
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Let us call and talk to BCU for you Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free
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Let us call and talk to BCU for you We'll call and chat with BCU for you
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You don't even need to learn about the path through the various phone options
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Our AI can dial, navigate phone menus, wait on hold, and even speak with customer service for you, completely free
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Learn about us calling for you We can get a live person on the line for you That same, free CallHelpdesk Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking
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You won't even need to learn the various phone options
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We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze
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Learn more about us calling for you
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Learn about skipping the hold time Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself
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We can get a live person on the line for you We can connect you directly with a live person
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All of these free tools are optional
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Our free CallHelpdesk Phone service can even dial, navigate menus, and wait on hold for you, but you're always free to do all the talking yourself
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CallHelpdesk researchers routinely call this BCU phone number to document the phone system
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We'll let you know the instant a rep is ready to speak, so you won't have to worry about confusing menu options or getting lost in the system
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Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Calling this BCU number should go right to a real human being Below are some clips we've found from BCU's phone menus and tips that help give an idea of what you will encounter when you call
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Want to learn how to skip the hold time
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We've highlighted why they are important as well: They may need the phone number on your account "Your call is important to us
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Of course, we totally understand if you prefer to handle all the dialing, waiting, and talking yourself
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If you would like to skip the wait, our chat feature is available or you can stay on the line for an agent
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All these free tools are completely optional
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Thank you for choosing VCU
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CallHelpdesk researchers regularly call this BCU phone number to document their phone system
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Standard message and data rates apply
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Here's our latest, fastest tip to get to a real person through their phone menu: Calling this BCU number should connect you directly to a human
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Our virtual assistant is unable to service the following requests
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Below are some clips from BCU's phone menus and tips to give you an idea of what you'll encounter when you call
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ACH verification, outgoing wires, payments from other financial institutions, and Zelle access
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We've also highlighted why they're important
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Press one to receive the text message to the number you are calling from now
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They may need the phone number on your account We really appreciate your call
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" Excerpt from a call with BCU Monday, February 5, 2024 10:14 PM They may ask your reason for calling (instead of a menu) "Welcome to VCU, where putting members first is our top priority
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If you'd like to skip the wait, our chat feature is available, or you can hold for an agent
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Please be aware, this call may be monitored or recorded
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Thanks for choosing VCU
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Cara s In a few words, please tell me how I can help you
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Please remember, standard message and data rates apply
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" Excerpt from a call with BCU Wednesday, September 18, 2024 6:26 PM They may ask you to enter information with the dial pad "For attached I think you want to speak to member relations
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Our virtual assistant can't help with these requests: ACH verification, outgoing wires, payments from other financial institutions, and Zelle access
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Is that correct
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Press one now to get a text message sent to the number you're calling from
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Please hold for the next available agent
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They may ask your reason for calling (instead of a menu) Welcome to VCU
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Please be aware this call may be recorded for quality and training purposes
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We're all about putting our members first
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Please enter your member number followed by pound
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Just so you know, this call might be monitored or recorded
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" Excerpt from a call with BCU Thursday, August 15, 2024 6:57 PM They may ask you to say or enter information "You can say things like, I want to apply for a loan or mortgage, or I have questions about a transaction on my account
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Cara s, could you tell me in a few words how I can help
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" Excerpt from a call with BCU Wednesday, May 29, 2024 7:28 PM In fact, much of this information on this page is superfluous because this BCU phone number is a direct line to a human being
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They may ask you to enter information with the dial pad Based on what you've provided, I think you'll want to speak with member relations
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The line is well-staffed and you should anticipate a very short wait on hold or none whatsoever, as long as you are calling during business hours
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Is that right
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We don't know of any phone menus you would encounter when calling either
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Just a heads-up, this call may be recorded for quality and training purposes
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Could you please enter your member number, followed by the pound key
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They may ask you to say or enter information You can simply say, "I want to apply for a loan or mortgage," or "I have questions about a transaction on my account
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push({}); What are the hours and when should I call
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" This is from a BCU call on Wednesday, May 29, 2024, at 7:28 PM
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BCU operates the call center for this 800-388-7000 phone number Mon-Wed 8am-5pm ET
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Actually, much of the info here is extra since this BCU phone number goes straight to a real person
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The short answer is that you should call on a Friday
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They keep the line well-staffed, so expect a very short wait, or no wait at all, if you're calling during business hours
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This observation and the following section are based on analysis of a sample set of 405 calls made in the last 90 days using our free, web-based phone (see above)
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We haven't heard of any phone menus you'd hit when calling either
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Call when they- and you- are open When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, you can also schedule the call with BCU at a time when they are open and when it works for you
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What are the hours and when should I call
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We will confirm you are ready before placing the call, just in case
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BCU operates the call center for 800-388-7000, though they're only open Mon-Wed from 8am-5pm ET
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That means you can "set it and forget it" ahead of time
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The short answer
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Schedule a call with BCU An important note: busy times vs hold times vs best time to call When we refer to busy or less busy times, we are talking about the volume of calls
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You should call on a Friday
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The busiest times are when the most people are calling this BCU phone number (least busy times have fewer people calling)
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This finding, and what's next, comes from analyzing 405 calls made in the last 90 days using our free, web-based phone (see above)
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This high call volume does not necessarily mean that you will have a long hold time when you call
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Call when they- and you- are open When you use our free AI-powered phone to call, talk, wait on hold, or navigate for you, you can also schedule that call with BCU for a time that works best for you and when they're open
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Companies like BCU staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times
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We'll confirm you're ready before placing the call, just in case
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When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times
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That means you can "set it and forget it" beforehand
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The least busy time to call The least busy day to call BCU is Friday
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Schedule a call with BCU
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The most busy day to call is Thursday
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An important note about busy times, hold times, and the best time to call: When we talk about busy or less busy times, we're really talking about the volume of calls coming in
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Again, this is based on a sample of 405 calls made with our AI-powered, web-based phone in the last 90 days
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The busiest times are when the most people are calling this BCU phone number (and least busy times mean fewer people are calling)
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The shortest wait on hold We measured the shortest hold times to be on Tuesday
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But a high call volume doesn't necessarily mean you'll have a long hold time
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The longest wait in the queue on average occurs on Thursday
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Companies like BCU staff their call centers differently depending on the time of day and day of the week, so you might actually have a shorter wait on hold even during the busiest times
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But if you use our free call and talk for me or wait on hold for me service, you don't really need to worry about average wait times
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So, when we mention the best time to call, we're talking about that sweet spot: the optimal combination of lower call volume and shorter wait times
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The best time to call BCU In summation, the best day to call BCU is Friday
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The least busy time to call Friday's the least busy day to call BCU, but Thursday's the busiest
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This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times
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This is all based on a sample of 405 calls made with our AI-powered, web-based phone in the last 90 days
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Plus we believe that BCU staffs the call center well on Friday
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The shortest wait on hold We've found that Tuesday has the shortest hold times
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Once again, please put this information in perspective because this phone number has no phone menu or long waits
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Thursday usually has the longest wait in the queue on average
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It generally gets picked up right away if calling during their opening hours
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But honestly, if you're using our free call and talk for me or wait on hold for me service, you don't really need to worry about those average wait times
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If there is any way, it will typically be very short
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call and talk for me wait on hold for me The best time to call BCU So, Friday's your best bet for calling BCU
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While it's not the day with the absolute shortest hold time, we still recommend it for its great mix of low call volume and quick waits
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Plus, we think BCU staffs their call center well on Fridays
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Again, keep in mind this phone number doesn't have a phone menu or long waits
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push({}); Why Customers Call BCU If you have time to do a bit of reading before you call BCU, we recommend you read over some of our problem-specific articles
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They usually pick up right away if you call during their opening hours
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What types of accounts does BCU offer
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Any wait you do have is typically very short
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BCU offers a wide range of accounts to suit various financial needs
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Why Customers Call BCU If you've got a moment to read before calling BCU, we suggest checking out our articles on common issues
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These include checking accounts, savings accounts, money market accounts, and certificates of deposit (CDs)
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What accounts does BCU offer
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With BCU's checking accounts, members have access to features like online banking, mobile banking, and debit cards for convenient transactions
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What types of accounts does BCU offer
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The savings accounts provide opportunities to grow funds while benefiting from competitive interest rates
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BCU has a great range of accounts to fit all your financial needs
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Money market accounts are ideal for those seeking higher interest rates while maintaining access to funds
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You'll find checking, savings, money market accounts, and certificates of deposit (CDs)
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Additionally, BCU's CDs offer fixed interest rates for specific terms, enabling members to save for specific goals
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With BCU checking, members get online banking, mobile banking, and debit cards for easy transactions
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Overall, BCU's account options cater to individuals looking for flexibility, growth, and stability in managing their finances
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Savings accounts help you grow funds with competitive interest rates
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What are the fees associated with BCU accounts and services
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Money market accounts offer higher interest rates while still letting you access your funds
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BCU offers a range of accounts and services, each with its own fees
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Plus, BCU's CDs provide fixed interest rates for specific terms, helping you save for particular goals
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For our checking accounts, the monthly maintenance fee is $5, but it can be waived if certain criteria are met, such as maintaining a minimum balance or having direct deposits
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Ultimately, BCU's accounts offer flexibility, growth, and stability for managing your finances
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There are no monthly fees for our savings accounts
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So, what are the fees associated with BCU accounts and services
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Our loan and credit card services have separate fees depending on the specific product, such as origination fees or annual fees
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What are the fees associated with BCU accounts and services
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BCU also provides other services like wire transfers and overdraft protection, which have associated fees as well
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BCU offers various accounts and services, each with its own fees
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To get a detailed breakdown of all the fees, we recommend reviewing our fee schedule on our website or contacting our customer service representatives who will be happy to assist you
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Our checking accounts have a $5 monthly maintenance fee, but it's waivable if you meet certain criteria, such as maintaining a minimum balance or having direct deposits
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What is the routing number for BCU
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Good news: our savings accounts don't have monthly fees
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The routing number for BCU, or Baxter Credit Union, is a unique 9-digit code that identifies the financial institution for various transactions, such as direct deposits, electronic payments, and wire transfers
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Our loan and credit card services have separate fees that vary by product, like origination or annual fees
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BCU's routing number is 271992400
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We also offer other services, like wire transfers and overdraft protection, and these have fees too
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It is important to note that routing numbers may vary depending on the specific region or branch where the account was opened, so it is always recommended to verify the correct routing number with the official BCU website or by contacting their customer service
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Want a detailed breakdown of all the fees
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Providing the accurate routing number ensures that transactions are processed accurately and efficiently, avoiding any unnecessary delays or errors
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We recommend checking our fee schedule on our website or calling our customer service representatives – they'll be happy to help
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Top BCU customer service problems Click the link above to get answers to just about any BCU customer service question, including step by step guides for the most complex issues
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What is the routing number for BCU
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You can also detail a new issue and get answers instantly
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What is the routing number for BCU
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Below is a sample of recent calls to BCU, and their purpose
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BCU, or Baxter Credit Union, uses a unique 9-digit routing number
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Are any of these similar to the reason you are trying to call
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It's how the financial institution gets identified for all sorts of transactions, like direct deposits, electronic payments, and wire transfers
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Card declined assistance: "I just tried to use my card, and it said it was declined
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Specifically, BCU's routing number is 271992400
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" - From a call lasting 6m , Sep 20, 2024 8:57 PM Inquiry about deposit time: "I'm trying to get some information about a deposit that was made into my account approximately two weeks ago
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Just remember, routing numbers can vary based on the region or branch where you opened your account
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" - From a call lasting 5m 44s , Sep 18, 2024 6:26 PM Canceling transfers: "Yes
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So, it's always a good idea to double-check the correct one on the official BCU website or by calling their customer service
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" - From a call lasting 1m 39s , Aug 16, 2024 4:45 PM (window
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Getting the right routing number ensures your transactions go through smoothly and quickly, helping you avoid any unnecessary delays or errors
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Top BCU customer service problems Top BCU customer service problems Looking for answers to your BCU customer service questions
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Just click the link above
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push({}); Conclusion and closing notesThis is BCU's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a BCU agent
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You'll find solutions to almost anything, including step-by-step guides for even the most complex issues
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This phone number is BCU's best phone number because 2,430 customers like you used this contact information over the last 18 months and gave us feedback
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You can also describe a new problem and get instant answers
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Common problems addressed by the customer care unit that answers calls to 800-388-7000 include and other customer service issues
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Below, we've shared some examples of recent calls to BCU and what they were about
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Rather than trying to call BCU first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone
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Does your reason for calling sound similar to any of these
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In total, BCU has 1 phone number
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Card declined assistance: "I just tried to use my card, and it said it was declined
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It's not always clear what is the best way to talk to BCU representatives, so we started compiling this information built from suggestions from the customer community
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" (This call was 6m long, Sep 20, 2024 at 8:57 PM)
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Please keep sharing your experiences so we can continue to improve this free resource
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Inquiry about deposit time: "I'm trying to get some information about a deposit that was made into my account approximately two weeks ago
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CallHelpdesk does not provide call center services or customer support operations for BCU
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" (One call lasted 5m 44s on Sep 18, 2024 at 6:26 PM; another was 1m 39s on Aug 16, 2024 at 4:45 PM)
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The two organizations are not related
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Conclusion and closing notes Here's BCU's best phone number, along with the real-time wait on hold and tools to help you skip the lines and get straight to an agent
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CallHelpdesk builds free tools and shares information to help customers of companies like BCU
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We know it's their best number because 2,430 customers like you used it over the last 18 months and gave us feedback
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For large companies that includes tools such as our CallHelpdesk Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep
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The customer care unit at 800-388-7000 typically handles common problems and other customer service issues
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We continue to work on these tools to help customers like you (and ourselves
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Instead of calling BCU right away, tell us your issue first
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) navigate the messy phone menus, hold times, and confusion with customer service
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We might then recommend the best way to contact them by phone
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As long as you keep sharing it with your friends and loved ones, we'll keep doing it
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BCU only has 1 phone number in total
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It's often unclear how best to reach BCU representatives, so we compiled this info from customer community suggestions
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Please keep sharing your experiences; it helps us improve this free resource
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CallHelpdesk doesn't provide call center services or customer support for BCU
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The two organizations aren't related
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CallHelpdesk builds free tools and shares information to help customers of companies like BCU
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For large companies, that includes tools like our CallHelpdesk Phone, which lets you call but skip waiting on hold for a live human rep
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We're constantly improving these tools to help customers like you (and us
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) navigate messy phone menus, hold times, and customer service confusion
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As long as you keep sharing it with friends and loved ones, we'll keep doing it
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